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Sensor-Triggered Parametric Flood Insurance and Rapid Claims

by FloodFlash

FloodFlash monitoring compares verified site readings.

FloodFlash
Industry
Environment & ConservationBuildings & FacilitiesWater Management & ConservationCommercial
Use cases
Flood DetectionEnvironmental MonitoringRegulatory Reporting
Deployment
Public SaaS
Services
InstallationManaged ServiceSupport & MaintenanceData AnalyticsSoftware Platform
Available in
United KingdomUnited States
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The challenge

What operators are up against

Operators responsible for insured commercial, public, residential, industrial, utility, hospitality, healthcare, agricultural, and municipal properties; installed flood sensors; policy trigger depths; and claims teams cannot continuously inspect every operating condition or developing fault. Periodic checks leave gaps between readings, while isolated local indicators provide limited history and context. A late response can cause downtime, safety exposure, equipment damage, or incomplete compliance evidence. Teams need timely measurements, clear exceptions, and a defined operating response.

The solution

How Sensor-Triggered Parametric Flood Insurance and Rapid Claims addresses it

Sensor-Triggered Parametric Flood Insurance and Rapid Claims combines connected field data with application software. The system measures water depth to millimeter resolution every five minutes, retain readings during network outages, report flooding, identify threshold crossings, and preserve sensor and anti-tamper evidence. FloodFlash monitoring compares verified site readings with the policy trigger, combines them with other flood information, opens the applicable claim. Notify the policyholder, validate the trigger, collect required loss declarations where applicable, issue rapid payment.

How it works

Teams configure the monitored assets, users, and operating rules. The system measures water depth to millimeter resolution every five minutes, retain readings during network outages, report flooding, identify threshold crossings, and preserve sensor and anti-tamper evidence. The sensor sends depth readings over mobile networks to FloodFlash; onboard memory retains measurements until service returns after an outage. FloodFlash monitoring compares verified site readings with the policy trigger, combines them with other flood information, opens the applicable claim. Notify the policyholder, validate the trigger, collect required loss declarations where applicable, issue rapid payment.

SenseThe system measures water depth to millimeter resolution every five minutes, retain readings during network outages, report flooding, identify threshold crossings, and preserve sensor and anti-tamper evidence.
ConnectThe sensor sends depth readings over mobile networks to FloodFlash; onboard memory retains measurements until service returns after an outage.
AnalyzeFloodFlash monitoring compares verified site readings with the policy trigger, combines them with other flood information, opens the applicable claim.
ActNotify the policyholder, validate the trigger, collect required loss declarations where applicable, issue rapid payment.

Vendor documentation: link 1 · vendor website

Evidence level: L2 · Documented: how evidence levels work

Uses this hardware

REQUIREDFloodFlash Smart Sensor

FloodFlash Smart Sensor

FloodFlash
SensorCellular

Why teams choose it

Energy data capture

The system measures water depth to millimeter resolution every five minutes, retain readings during network outages, report flooding, identify threshold crossings, and preserve sensor and anti-tamper evidence

Supported data exchange

The sensor sends depth readings over mobile networks to FloodFlash; onboard memory retains measurements until service returns after an outage

AI-assisted analysis

FloodFlash monitoring compares verified site readings with the policy trigger, combines them with other flood information, opens the applicable claim

Automated alerts

Notify the policyholder, validate the trigger, collect required loss declarations where applicable, issue rapid payment

Deployment context

Designed for businesses, public entities, municipalities, property owners, utilities, manufacturers, hospitality, healthcare, agriculture, and selected residences at flood-exposed locations in the United Kingdom and United States

Role-based visibility

Authorized users can review current status, history, and operating exceptions

Prerequisites

Limitations / not covered

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